Credit Analyst II

Posted by Citizens & Northern Bank
Wellsboro, PA
November 23, 2022

Job Details

Full Job Description

Credit Analyst II
Job ID: 2021-1864
Type: Full-Time
# of Openings: 1
Category: Operations
To be Determined
OverviewWe are looking for a Credit Analyst II to fill an opening immediately working remotely within 50 miles of any C&N locations. The qualified Commercial Credit Analyst II conducts credit investigations and analyzes credit information of larger and more complex loan requests and prepares credit approval documents for presentation to loan officers and/or committees.Responsibilities

1. Spread, review and analyze financial statements and related material for larger and more complex existing and prospective borrowers.

2. Develops the credit approval document to assist in the lending decision on new, renewal and extension loans.

3. Investigate all available sources of credit and financial information, including report services, credit bureaus, the Risk Management Association, industry trends and other companies.

4. Prepares annual reviews on borrowing relationships in accordance with Citizens & Northern Bank’s loan policy.

5. Assists in the assignment of risk ratings.

6. Calls on existing and potential borrowers with lenders to solicit new loan and deposit relationships or to monitor the borrower’s ongoing credit worthiness.

7. Training and Education.

8. Customer Service – exemplifies Citizens & Northern’s Quality Client Service Standards.

QualificationsEducation: Bachelor’s degree (B. S.) from four-year college or university or equivalent in a directly related field, such Accounting or Finance.

Experience: 2-4 years of previous related experience and/or training – or Equivalent combination of education and experience.


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